投资

Chinese HSK 4 Vocabulary Chinese ★★★ 3/5 neutral tóu zī
拼音 tóu zī
汉字拆解 投 = 扌(hand) + 殳 (phonetic); 资 = 贝(money) + 次 (phonetic)

含义

Investment; to invest money or resources.

Primarily used in financial and business contexts. Refers to committing money or resources with the expectation of future returns. 投资者 (tóuzīzhě) means investor; 外国投资 means foreign investment; 投资回报 means return on investment. Also used figuratively (e.g., education as an investment in the future).

例句

  1. 他把大部分积蓄用于股票投资,希望获得更高的回报。
  2. 这家外国企业在中国的投资已经超过了一亿美元。
  3. 教育是对孩子未来最有价值的一项投资。

用法指南

语境: finance, business, everyday

语气: neutral

正确说法

  • 他在房地产方面做了大量投资。(He has made substantial investments in real estate.)
  • 这个项目的前期投资很大,但长期来看很值得。(The upfront investment for this project is large, but it's worthwhile in the long run.)

错误说法

  • 投资 ≠ 消费 — 投资 implies an expectation of return or future gain, while 消费 (consumption) is simply spending. Don't use them interchangeably.

起源与历史

Compound of 投 (to put in/throw) and 资 (resources/capital, from 贝 money + phonetic), together meaning to commit capital or resources to gain future value.

文化背景

世代: All ages

社会背景: Universal

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