Money & Economics

简介

这一章聚焦“Money & Economics”相关的现代中文流行说法，帮助你听懂网友、朋友和年轻人怎样用更有态度的方式说话。

重点不只是意思本身，还包括这些表达里的幽默感、情绪强度和社交距离。

本章全部Chinese Slang（40）

1. 土豪 tǔ háo A flashy rich person who spends money freely. It often suggests wealth without refined taste.
2. 打赏 dǎ shǎng To tip or send paid gifts to a creator, streamer, or performer. It can happen in livestreams, articles, videos, and fan platforms.
3. 薅羊毛 hāo yáng máo To take advantage of deals, discounts, loopholes, or small benefits. It is usually about saving money or getting freebies.
4. 韭菜 jiǔ cài Ordinary people who are repeatedly exploited for profit, especially investors or consumers. It implies they are harvested again and again.
5. 割韭菜 gē jiǔ cài To exploit ordinary people for profit, especially through hype, scams, or unfair markets. It suggests repeated harvesting of the same crowd.
6. 智商税 zhì shāng shuì Money wasted because of poor judgment, hype, or lack of knowledge. It literally means an intelligence tax.
7. 尾款人 wěi kuǎn rén A person who must pay the remaining balance after placing a preorder, especially during shopping festivals. It humorously frames shoppers...
8. 钱包空了 qián bāo kōng le My wallet is empty; I am broke after spending. It is a casual, often joking way to describe post-purchase poverty.
9. 剁手 duò shǒu To joke about cutting off one's hands to stop compulsive shopping. It means buying too much or wanting to stop spending.
10. 性价比 xìng jià bǐ Value for money; the balance between performance, quality, and price. It is used for nearly any purchase or choice.
11. 财务自由 cái wù zì yóu Financial freedom; having enough income or assets to live without ordinary work pressure. It is often aspirational and sometimes jokingly...
12. 月光族 yuè guāng zú People who spend their entire monthly income before the next payday. It is often self-mocking or critical of poor budgeting.
13. 省流 shěng liú A quick summary that saves readers time or data. It usually introduces the conclusion before details.
14. 返现 fǎn xiàn Cashback or money returned after a purchase. It can be a platform promotion, seller rebate, or affiliate reward.
15. 拼单 pīn dān To combine orders with others to get a lower price, meet a minimum, or share shipping. It is common in group-buying and takeout.
16. 凑单 còu dān To add extra items to reach a discount threshold, free shipping, or coupon requirement. It is a common shopping tactic.
17. 尾款 wěi kuǎn The remaining balance due after a deposit or preorder. It is especially associated with Chinese shopping festivals and pre-sale campaigns.
18. 回血价 huí xuè jià A low resale price meant to recover some money after spending too much. It often appears in secondhand listings.
19. 学生党价 xué shēng dǎng jià A student-friendly price that is relatively affordable. It is used in marketing and casual recommendations.
20. 价格刺客 jià gé cì kè An item whose price unexpectedly shocks you at checkout. It usually looks ordinary until the price appears.
21. 平替 píng tì An affordable substitute for a more expensive product. It suggests similar effect or style at a lower price.
22. 反向砍价 fǎn xiàng kǎn jià Reverse bargaining, where someone offers more or refuses an overly low price instead of pushing lower. It can also mean a seller raises t...
23. 钱包回血 qián bāo huí xuè For your wallet to recover after heavy spending. It means saving money, getting paid, selling items, or pausing purchases until finances ...
24. 冲动消费 chōng dòng xiāo fèi Impulse spending. It describes buying something because of emotion, hype, discounts, or pressure rather than real need.
25. 攒钱搭子 zǎn qián dā zǐ A money-saving buddy who helps you stick to saving goals.
26. 记账搭子 jì zhàng dā zǐ A budgeting or expense-tracking buddy.
27. 羊毛党 yáng máo dǎng Deal hunters who actively seek coupons, cashback, freebies, or loophole savings.
28. 领券党 lǐng quàn dǎng People who habitually collect coupons before buying.
29. 消费刺客 xiāo fèi cì kè A hidden or surprising expense that suddenly attacks your budget.
30. 降本增效生活版 jiàng běn zēng xiào shēng huó bǎn The personal-life version of cutting costs and improving efficiency.
31. 抠门经济 kōu mén jīng jì A thrift-focused spending mindset or market around being deliberately frugal.
32. 刚需消费 gāng xū xiāo fèi Necessary spending on things you genuinely need.
33. 情绪消费 qíng xù xiāo fèi Spending driven by mood, stress, reward, or emotional comfort.
34. 报复性消费 bào fù xìng xiāo fèi Revenge spending after a period of restraint, stress, or inability to shop.
35. 理性剁手 lǐ xìng duò shǒu Buying things with restraint while still enjoying shopping.
36. 付款冷静期 fù kuǎn lěng jìng qī A pause before paying so you can decide whether you really need the item.
37. 优惠叠加 yōu huì dié jiā Stacking discounts, coupons, points, or promotions together.
38. 比价党 bǐ jià dǎng A price-comparison shopper who checks multiple platforms before buying.
39. 花式存钱 huā shì cún qián Creative or varied ways of saving money.
40. 存款特种兵 cún kuǎn tè zhǒng bīng A playful label for someone who goes all out to optimize savings and deposits.