资产

• 拼音: zī chǎn
• 汉字拆解: 资 = 次 (next) + 贝 (shell/money) — resources; 产 = 立 (stand) + 生 (life) — to produce, property

含义

Assets; property. Items of value owned by a person or organization, including physical property, investments, and other holdings.

Broader than 资本, encompassing all forms of valuable property. Used in accounting (资产负债表 — balance sheet), real estate, and personal finance. Can be tangible (房产) or intangible (知识产权).

例句

1. 这家公司的总资产超过了十亿元。
2. 房产是很多中国家庭最重要的资产。
3. 离婚时双方要对共同资产进行分割。

用法指南

语境: finance, legal, business

语气: professional

正确说法

• 公司正在对资产进行重组。(The company is restructuring its assets.)
• 他名下有大量不动产资产。(He has substantial real estate assets under his name.)

错误说法

• 说'我的手机是我的资产' (Don't use 资产 for small personal belongings — it implies significant valuable property; use 东西 or 物品)

起源与历史

资 (wealth, resources) + 产 (property, production). Together they mean valuable property or holdings.

文化背景

世代: All ages

社会背景: Universal