借条

• 병음: jiè tiáo
• 한자 분석: 借 = 亻+ 昔 — to borrow; 条 = 夂 + 木 — strip, note, item

뜻

차용증(IOU); 차용 확인서

A legally significant document in Chinese culture, especially for personal loans between individuals. Contains the amount borrowed, repayment terms, and signatures. Having a 借条 makes debt recovery much easier in legal disputes.

예문

1. 借钱给朋友一定要打借条，口说无凭以后容易产生纠纷。
2. 他找我借了五万块钱，但拒绝写借条，这让我很为难。
3. 法院判决时，原告提供的借条成为关键证据。

사용 가이드

맥락: finance, legal, personal loans

어조: practical

올바른 표현

• 你能写张借条吗？(Can you write an IOU?)
• 这是他签的借条。(This is the IOU he signed.)

피해야 할 표현

• 对正规银行贷款说'借条' (Don't use 借条 for formal bank loans — 借条 is for informal personal loans; bank documents are called 贷款合同)

기원과 역사

Composed of 借 (to borrow) + 条 (slip; note). A slip of paper documenting a loan.

문화적 배경

세대: All ages

사회적 배경: Universal