借条

• 拼音: jiè tiáo
• 汉字拆解: 借 = 亻+ 昔 — to borrow; 条 = 夂 + 木 — strip, note, item

含义

IOU; written receipt for a loan. A formal document acknowledging money or items borrowed.

A legally significant document in Chinese culture, especially for personal loans between individuals. Contains the amount borrowed, repayment terms, and signatures. Having a 借条 makes debt recovery much easier in legal disputes.

例句

1. 借钱给朋友一定要打借条，口说无凭以后容易产生纠纷。
2. 他找我借了五万块钱，但拒绝写借条，这让我很为难。
3. 法院判决时，原告提供的借条成为关键证据。

用法指南

语境: finance, legal, personal loans

语气: practical

正确说法

• 你能写张借条吗？(Can you write an IOU?)
• 这是他签的借条。(This is the IOU he signed.)

错误说法

• 对正规银行贷款说'借条' (Don't use 借条 for formal bank loans — 借条 is for informal personal loans; bank documents are called 贷款合同)

起源与历史

Composed of 借 (to borrow) + 条 (slip; note). A slip of paper documenting a loan.

文化背景

世代: All ages

社会背景: Universal