信用取引

• Reading: しんようとりひき
• Romaji: shinyoutorihiki
• Kanji breakdown: 信用 (shinyou) — trust, credit; 取引 (torihiki) — transaction, trade
• Pronunciation: /ɕiɴ.joː.to.ɾi.çi.ki/

Meaning

Margin trading; credit transaction. Trading securities using funds or shares borrowed from a brokerage.

A regulated form of securities trading where investors borrow capital or shares from their broker to execute trades larger than their own funds allow. Enables both leveraged buying (信用買い) and short selling (信用売り). Subject to strict regulations from Japan's Financial Services Agency. Because losses can exceed initial capital, it is considered high-risk and unsuitable for beginners.

Examples

1. 信用取引では追加証拠金の差し入れが求められることがある。 In margin trading, investors may be required to deposit additional margin.
2. 専門家の多くは、初心者には信用取引より現物取引を勧めている。 Many experts recommend spot trading over margin trading for beginners.
3. 株価急落で信用取引ポジションを抱えた投資家が一斉に損切りに走った。 A sharp share price drop sent investors holding margin trading positions rushing to cut their losses all at once.

Usage Guide

Context: stock trading, securities, investment, financial regulation

Tone: neutral

Origin & History

Compound of 信用 (shinyou, trust/credit/credibility) and 取引 (torihiki, transaction/trade/dealings). The system relies entirely on the broker extending credit trust to the investor, enabling trades beyond the investor's own capital base.

Cultural Context

Era: Modern

Generation: Investors

Social background: Financial professionals