家計簿

• 読み: かけいぼ
• ローマ字: kakeibo
• 漢字の分解: 家計 (household finances; 家 = house + 計 = account) + 簿 (register, ledger) → household finance ledger
• 発音: /ka.ke.i.bo/

意味

A household budget tracker or spending journal used to record and categorize daily income and expenses.

The 家計簿 is a uniquely Japanese approach to personal finance that dates back over 100 years. Unlike Western budgeting apps focused on automatic categorization, the traditional 家計簿 philosophy emphasizes mindful, manual recording of expenses — the act of writing forces awareness. Modern versions include apps like マネーフォワード and Zaim, but many Japanese still prefer paper 家計簿. The practice was invented by journalist 羽仁もと子 in 1904 and has been internationally recognized as the 'kakeibo method.'

例文

1. 家計簿つけ始めたら、コンビニでの無駄遣いが可視化されてショックだった。
2. 家計簿アプリとクレジットカード連携したら自動で記録してくれるから楽。
3. 家計簿は3日坊主になりがちだけど、今年こそ続けたい。

使い方ガイド

場面: daily conversation, financial planning, social media

トーン: practical, disciplined

正しい言い方

• 家計簿つけてる？何使ってる？ (Do you keep a household budget? What do you use?)
• 家計簿見返したら先月飲み会代がすごかった。 (Looking back at my budget tracker, last month's drinking expenses were crazy.)

避ける言い方

• 「家計簿なんて主婦がつけるものでしょ」は時代遅れ (Saying 'budgets are a housewife thing' is outdated — single people, couples, and all genders track household finances)

よくある間違い

• Thinking 家計簿 is just for married women — modern 家計簿 culture includes solo users, apps, and the internationally popular 'kakeibo method' for mindful spending

起源と歴史

From 家計 (household finances) + 簿 (register/ledger). Invented in 1904 by Japanese journalist 羽仁もと子 (Hani Motoko) as a tool for housewives to manage household finances. The concept has since been recognized internationally.

文化的背景

時代: Invented 1904, app-based renewal from 2010s

世代: All ages

社会的背景: Universal

地域メモ: Used across all of Japan. The kakeibo method has gained international recognition through books and articles. Popular digital versions include マネーフォワード ME and Zaim.