基金

• 拼音: jī jīn
• 汉字拆解: 基 = 其 (that) + 土 (earth), meaning foundation; 金 = pictograph of gold nuggets under a roof

含义

Fund. A pool of money for investment or a specific purpose.

Used for investment funds, charitable foundations, pension funds, etc. 基金会 refers specifically to a foundation or charitable organization. Common in financial and business contexts.

例句

1. 很多年轻人开始学习投资基金来增加收入。
2. 这个慈善基金专门资助贫困地区的学生上学。
3. 他把一部分工资定期投入养老基金，为退休做准备。

用法指南

语境: finance, investment, charity, business

语气: professional

正确说法

• 你买过基金吗？(Have you ever bought any funds?)
• 这只基金的收益不错。(This fund has good returns.)

错误说法

• 我的基金很多 (基金 typically refers to investment products, not personal savings — use 存款 for savings)

起源与历史

Compound of 基 (foundation, basis) + 金 (gold, money), meaning foundational money or a pool of capital.

文化背景

世代: All ages

社会背景: Educated/Professional