现金

Chinese HSK 3 Vocabulary Chinese ★★★★ 4/5 neutral xiàn jīn
拼音 xiàn jīn
汉字拆解 现 = 王 (jade) + 见 (see), meaning present or ready; 金 = pictograph of nuggets under a roof, meaning gold or money

含义

Cash; ready money. Physical currency in the form of banknotes and coins, as opposed to digital or card payments.

Refers specifically to physical money rather than electronic payments. In modern China, where mobile payment (微信支付, 支付宝) is extremely prevalent, 现金 is increasingly contrasted with digital payment methods. Common collocations include 现金支付 (cash payment), 现金流 (cash flow), and 带现金 (carry cash).

例句

  1. 现在很多地方都不收现金了。
  2. 你身上带了多少现金?
  3. 这家店只能用现金付款。

用法指南

语境: shopping, finance, everyday

语气: neutral

正确说法

  • 请问可以用现金付吗?(Excuse me, can I pay with cash?)
  • 我没带现金,可以刷卡吗?(I didn't bring cash. Can I use a card?)

错误说法

  • 我有很多现金钱。(Don't add 钱 after 现金 — 现金 already means 'cash money'. Just say 我有很多现金.)

起源与历史

现 means 'present' or 'ready' and 金 means 'gold' or 'money'. Together they refer to money that is immediately available in physical form.

文化背景

世代: All ages

社会背景: Universal

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