持ち家

• 読み: もちいえ
• ローマ字: mochiie
• 漢字の分解: 持 (mochi) — hold, own, have; 家 (ie) — house, home
• 発音: /mo.tɕi.i.e/

意味

One's own house; owner-occupied home. A house that one owns rather than rents.

A noun contrasting with 賃貸 (chintai, rental property). The 持ち家 vs 賃貸 debate is a perennial topic in Japanese personal finance — whether it is better to buy or rent. Japan's housing market has unique characteristics: homes often depreciate in value, and the 持ち家率 (mochiie ritsu, homeownership rate) varies significantly by region. The word is common in financial planning and lifestyle discussions.

例文

1. 持ち家と賃貸、どちらが得か迷っている。
2. 三十代で持ち家を手に入れるのが目標だ。
3. 地方では持ち家率が高い傾向がある。

使い方ガイド

場面: real estate, personal finance, lifestyle

トーン: neutral

起源と歴史

From Japanese: 持ち (mochi, from 持つ, to hold/own) + 家 (ie, house). Literally 'owned house' — a house in one's possession.

文化的背景

時代: Modern

世代: Working age

社会的背景: Universal