約款

• 読み: やっかん
• ローマ字: yakkan
• 漢字の分解: 約 (yaku) — agreement, promise; 款 (kan) — clause, article, provision
• 発音: /jakkaɴ/

意味

Terms and conditions; contractual provisions; the standardised clauses forming a contract or policy.

Refers to the specific clauses and provisions that form the terms of a contract, insurance policy, or formal agreement. 普通約款 (standard terms) and 特別約款 (special provisions) are common distinctions in insurance law. Unlike 条項 (clause), 約款 often denotes a standardised set of pre-printed terms used in adhesion contracts where one party unilaterally sets the terms.

例文

1. 保険契約を結ぶ際は、約款の内容を十分に確認することが重要だ。
2. 普通約款に記載のない事項については、別途協議の上で決定する。
3. 消費者契約法は不当な約款条項を無効とすることができる。

使い方ガイド

場面: legal, insurance, contracts, consumer law

トーン: neutral

起源と歴史

Compound of 約 (promise, agreement) and 款 (clause, article — also found in 条款, provisions). The character 款 carries the sense of an item or section in a formal document, emphasising the structured, article-by-article nature of contract terms.

文化的背景

時代: Modern

世代: Adults

社会的背景: Business/Legal