手形

• 読み: てがた
• ローマ字: tegata
• 漢字の分解: 手 (te) — hand; 形 (gata) — form, shape
• 発音: /te.ɡa.ta/

意味

Bill of exchange; promissory note; draft. A negotiable instrument ordering or promising payment of a specified sum.

A noun referring to negotiable instruments used in commercial transactions. 約束手形 (yakusoku tegata) is a promissory note — an unconditional promise to pay; 為替手形 (kawase tegata) is a bill of exchange ordering a third party to pay. Once the backbone of Japanese trade credit; increasingly replaced by electronic settlement. Dishonour (不渡り, fuwatari) of a 手形 can trigger bank suspension.

例文

1. 仕入れ代金の支払いに約束手形を振り出した。
2. 手形の期日までに資金を用意しなければならない。
3. 取引先から受け取った手形を銀行で割り引いてもらった。

使い方ガイド

場面: commercial law, trade finance, banking

トーン: technical

起源と歴史

From 手 (te) meaning 'hand' and 形 (gata) meaning 'form, shape.' Originally referred to a document bearing a handprint as authentication; later evolved to mean a formal written instrument of payment.

文化的背景

時代: Edo–Modern

世代: Business professionals

社会的背景: Merchants, corporate