償還

• 読み: しょうかん
• ローマ字: shoukan
• 漢字の分解: 償 (shou) — compensate, repay; 還 (kan) — return, give back
• 発音: /ɕoː.kaɴ/

意味

Redemption; repayment; amortisation. The full repayment of principal on a bond or loan at maturity.

A formal financial and legal term for the repayment of the principal amount of bonds or loans. Most commonly used in the context of bond redemption: 社債償還 (corporate bond redemption), 国債償還 (government bond redemption). 償還期限 refers to the maturity date and 早期償還 to early redemption. Conveys the fulfilment of a formal financial obligation in full.

例文

1. 10年物国債の償還期日が近づき、市場参加者が神経をとがらせている。
2. 社債の早期償還により、企業の年間利払い負担が軽減された。
3. 借入金の償還計画を策定し、主要取引銀行に提出した。

使い方ガイド

場面: finance, bonds, debt management, accounting

トーン: neutral

起源と歴史

Compound of 償 (shou, compensate/repay) and 還 (kan, return). Both characters convey the return of something owed — 償 implying making amends and 還 implying a coming back — together emphasising full, formal financial repayment.

文化的背景

時代: Modern

世代: Finance professionals

社会的背景: Corporate