決済

• 読み: けっさい
• ローマ字: kessai
• 漢字の分解: 決 (ketsu) — to decide, to settle; 済 (sai) — to complete, to cross, to finish
• 発音: /kes.sai/

意味

Settlement of a financial transaction; payment; clearing. The process by which a transaction is completed and funds are transferred between parties.

Used extensively in banking, finance, and commerce to describe the completion of a payment or trade. Distinguished from mere payment (支払い) by its emphasis on the formal clearing and finalisation of a transaction between institutions. Appears frequently in compound terms such as 電子決済 (electronic payment) and 決済システム (settlement system).

例文

1. 電子決済の普及により、現金を持ち歩く必要がなくなった。
2. 株式の売買は約定日の翌々日に決済される仕組みになっている。
3. 国際取引では決済通貨の選択が為替リスクに直接影響する。

使い方ガイド

場面: finance, banking, commerce, e-commerce

トーン: neutral

起源と歴史

Compound of 決 (to decide/settle) and 済 (to complete/cross over). The combination conveys the finalisation and completion of a financial matter. Well established in Meiji-era commercial law.

文化的背景

時代: Meiji onward

世代: Adults

社会的背景: Business/Finance