取款

• Pinyin: qǔ kuǎn
• Hanzi breakdown: 取 = 耳 (ear) + 又 (hand) — to take; 款 = 士 (scholar) + 欠 (owe) — money, funds

Meaning

To withdraw money; cash withdrawal. The act of taking money from a bank account.

Used for withdrawing cash from bank accounts, either at a counter or ATM. Common phrases include 取款机 (ATM), 取款密码 (withdrawal PIN), and 取款限额 (withdrawal limit). The opposite is 存款 (deposit).

Examples

1. 你需要输入密码才能取款。 You need to enter your PIN to withdraw money.
2. 银行规定每日取款限额是两万元。 The bank has set a daily withdrawal limit of twenty thousand yuan.
3. 现在很多人习惯用手机支付，很少去银行取款了。 Nowadays many people are used to mobile payments and rarely go to the bank to withdraw cash.

Usage Guide

Context: banking, finance, daily life

Tone: practical

Do Say

• 我要去银行取款。(I'm going to the bank to withdraw money.)
• 取款需要身份证吗？(Do I need ID to withdraw money?)

Don't Say

• 不要说'取钱款' (Don't say 取钱款 — just 取款 or 取钱 is correct)

Origin & History

Compound of 取 (take, fetch) and 款 (sum of money). Together they mean to take money from an account.

Cultural Context

Generation: All ages

Social background: Universal