汇款

• Pinyin: huì kuǎn
• Hanzi breakdown: 汇 = to remit/converge; 款 = funds/money

Meaning

Remittance; to remit money; wire transfer. Sending money through banking channels.

Used as both a noun (the remitted money) and a verb (to remit money). Common in banking, international transfers, and business transactions. More formal than 转账 which is used for everyday transfers.

Examples

1. 请把汇款单据发给我，我需要核对一下。 Please send me the remittance receipt; I need to verify it.
2. 他每个月都给老家的父母汇款。 He remits money to his parents in his hometown every month.
3. 这笔国际汇款需要三到五个工作日才能到账。 This international wire transfer takes three to five business days to arrive.

Usage Guide

Context: banking, finance, business, international

Tone: business

Do Say

• 汇款已经到账了。(The remittance has arrived.)
• 请问汇款手续费是多少？(What is the remittance fee?)

Don't Say

• 我汇款给你五块钱 (汇款 is for formal bank transfers, usually larger amounts — for small amounts, use 转 or 发红包)

Origin & History

Compound of 汇 (to remit, converge) + 款 (money, funds), meaning to remit funds.

Cultural Context

Generation: All ages

Social background: Universal