利息

• 拼音: lì xī
• 汉字拆解: 利 = 禾 (grain) + 刂 (knife) — harvesting grain, hence profit; 息 = 自 (self/nose) + 心 (heart) — breathing, rest, hence growth

含义

Interest (on money). The extra amount paid or earned on a loan or savings deposit over time.

Used in financial contexts for both interest earned on savings and interest charged on loans. Common collocations include 付利息 (pay interest), 利息率 (interest rate), 银行利息 (bank interest), and 高利息 (high interest). In everyday conversation, people discuss 利息 when talking about bank deposits, mortgages, and borrowing money.

例句

1. 这家银行的存款利息比较高。
2. 他每个月都要还房贷的利息。
3. 把钱存在银行可以赚一些利息。

用法指南

语境: banking, finance, loans, everyday

语气: neutral

正确说法

• 现在银行的利息太低了。(Bank interest rates are too low right now.)
• 借钱要注意利息有多高。(When borrowing money, pay attention to how high the interest is.)

错误说法

• 我对中文有很大的利息 (Don't confuse 利息 with 兴趣 — 利息 is financial interest on money; 兴趣 is personal interest or hobby)

起源与历史

Composed of 利 (benefit, profit) and 息 (rest, breath — extended to mean growth or increase). Together they refer to the profit that money generates while at rest — the return on deposited or lent funds.

文化背景

世代: All ages

社会背景: Universal