银行卡

• 拼音: yín háng kǎ
• 汉字拆解: 银 = silver; 行 = business; 卡 = phonetic borrowing from 'card,' written as a character meaning 'stuck between'

含义

Bank card. A debit or credit card issued by a bank for financial transactions.

General term covering both debit cards and credit cards. In modern China, bank cards are widely used alongside mobile payment apps. Still essential for ATM withdrawals and formal transactions.

例句

1. 我的银行卡丢了，得赶紧挂失。
2. 你可以用银行卡付钱。
3. 办一张银行卡需要带身份证。

用法指南

语境: everyday, finance, shopping

语气: neutral

正确说法

• 请问可以刷银行卡吗？(Excuse me, can I pay by bank card?)
• 我想办一张银行卡。(I'd like to apply for a bank card.)

错误说法

• 我用银行卡打电话。(Don't confuse 银行卡 with 电话卡 — a bank card is for payments, not phone calls.)

起源与历史

Compound of 银行 (bank) and 卡 (card, a loanword from English 'card'), literally 'bank card.'

文化背景

世代: All ages

社会背景: Universal