信用卡

• 拼音: xìn yòng kǎ
• 汉字拆解: 信 = 亻(person) + 言 (speech); 用 = a pictograph of a fence or bucket, meaning 'to use'; 卡 = between 上 and 下, a phonetic borrowing for 'card'

含义

Credit card. A bank card used to make purchases on credit.

信用卡 is the standard term for credit card in Chinese. In China, mobile payment apps like WeChat Pay and Alipay are more common than credit cards for daily purchases. Related terms include 借记卡 (debit card) and 银行卡 (bank card).

例句

1. 你可以用信用卡付钱。
2. 我的信用卡丢了，我很着急。
3. 这家商店不能用信用卡。

用法指南

语境: shopping, banking

语气: neutral

正确说法

• 我想用信用卡付款。(I'd like to pay by credit card.)
• 你有信用卡吗？(Do you have a credit card?)

错误说法

• 我用信用卡付了钱给他 (When paying a person directly, credit cards are not typically used — say 我转账给他了 for bank transfers)

起源与历史

信用 means 'credit' or 'trustworthiness,' and 卡 means 'card' (borrowed from English). Together they mean 'credit card.'

文化背景

世代: All ages

社会背景: Universal