融資する

Japanese JLPT N2 Vocabulary Japanese ★★★ 3/5 formal ゆうしするyuushi suru
Reading ゆうしする
Romaji yuushi suru
Kanji breakdown 融 (yuu) — melt, dissolve, finance; 資 (shi) — resources, funds, capital
Pronunciation /jɯː.ɕi.sɯ.ɾɯ/

Meaning

To provide a loan; to finance. To supply funds to a person or organisation, typically through a financial institution.

The verbal form of 融資, conjugated as a suru verb. Takes に to mark the recipient: 銀行が企業に融資する (a bank finances a company). Distinguished from 貸す (kasu, to lend) by its formal, institutional tone — 融資する implies structured financial transactions rather than casual lending between individuals.

Examples

  1. 政府系の銀行がベンチャー企業に融資した。 A government-affiliated bank provided financing to a startup.
  2. 担保がなければ融資してもらえないことが多い。 In many cases, you can't get a loan without collateral.
  3. 地方銀行は地域の農家にも積極的に融資している。 Regional banks are actively lending to local farmers as well.

Usage Guide

Context: banking, business, investment

Tone: neutral

Origin & History

From Sino-Japanese: 融 (yuu, melt/dissolve/finance) + 資 (shi, resources/funds) + する (to do). The suru verb form of the noun 融資, creating a transitive verb meaning to provide financing.

Cultural Context

Era: Modern

Generation: Adults

Social background: Professional

Related Phrases

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