索赔

• 拼音: suǒ péi
• 汉字拆解: 索 = 糸 (silk) + 冖 + 十; 赔 = 贝 (shell/money) + 咅 (phonetic)

含义

To claim compensation; to demand damages. Formal term for seeking payment for losses.

A legal/business term for demanding compensation for damages, losses, or breach of contract. Used in insurance claims, lawsuits, and commercial disputes. More formal than 要赔偿.

例句

1. 航班延误超过四小时，乘客可以向航空公司索赔。
2. 保险公司正在核实损失情况，索赔流程可能需要两到三周。
3. 他们决定通过法律途径向肇事方索赔。

用法指南

语境: legal, insurance, business

语气: professional

正确说法

• 我要向保险公司索赔。(I'm going to file a claim with the insurance company.)
• 索赔金额超过了一百万。(The claim amount exceeds one million.)

错误说法

• 对朋友借钱不还说'索赔' (索赔 is for formal compensation — for personal debts, use 要回 or 讨回)

起源与历史

索 means to demand or seek, 赔 means to compensate. Together: to seek compensation.

文化背景

世代: All ages

社会背景: Universal