索赔

• 병음: suǒ péi
• 한자 분석: 索 = 糸 (silk) + 冖 + 十; 赔 = 贝 (shell/money) + 咅 (phonetic)

뜻

배상을 청구하다; 손해배상을 요구하다

A legal/business term for demanding compensation for damages, losses, or breach of contract. Used in insurance claims, lawsuits, and commercial disputes. More formal than 要赔偿.

예문

1. 航班延误超过四小时，乘客可以向航空公司索赔。
2. 保险公司正在核实损失情况，索赔流程可能需要两到三周。
3. 他们决定通过法律途径向肇事方索赔。

사용 가이드

맥락: legal, insurance, business

어조: professional

올바른 표현

• 我要向保险公司索赔。(I'm going to file a claim with the insurance company.)
• 索赔金额超过了一百万。(The claim amount exceeds one million.)

피해야 할 표현

• 对朋友借钱不还说'索赔' (索赔 is for formal compensation — for personal debts, use 要回 or 讨回)

기원과 역사

索 means to demand or seek, 赔 means to compensate. Together: to seek compensation.

문화적 배경

세대: All ages

사회적 배경: Universal