积蓄

• 拼音: jī xù
• 汉字拆解: 积 = 禾 + 只 (grain accumulation); 蓄 = 艹 + 畜 (plant/grass + livestock, to store)

含义

To save up over time; financial savings or reserves accumulated through frugality and effort. Refers to both the act of saving and the savings themselves.

Commonly used for personal or household financial savings. Implies deliberate, disciplined accumulation over time. Also used figuratively for storing up strength, energy, or resources before a decisive action.

例句

1. 他用二十年的积蓄在家乡购置了一套小院，终于圆了安居的梦想。
2. 年轻时应当注重积蓄，为将来的生活打下坚实的经济基础。
3. 经历了这次金融危机，她深刻意识到提前积蓄的重要性与必要性。

用法指南

语境: finance, personal life, planning

语气: neutral

正确说法

• 他多年积蓄全部用于资助贫困山区的孩子完成学业，精神令人深受感动。(He used all his savings accumulated over many years to sponsor children in impoverished mountain areas to complete their education, a spirit that is deeply moving.)
• 公司在业绩良好时应积极积蓄资金，以备经济下行时的不时之需。(Companies should actively build up financial reserves when performance is good to prepare for unexpected needs during economic downturns.)

错误说法

• 我要积蓄更多的经验 — 积蓄 is primarily for material or financial reserves; use 积累 for experience, skills, or abstract assets

起源与历史

积 (accumulate) + 蓄 (store/keep)

文化背景

世代: All ages

社会背景: Universal