存折

• 병음: cún zhé
• 한자 분석: 存 = 子 + 才 (deposit, save); 折 = 扌+ 斤 (fold, booklet)

뜻

통장(통장책/패스북)

A physical record of banking transactions, still used by older generations and in some rural areas despite digital banking. Contains account number, transaction history, and current balance. Being replaced by bank cards and mobile banking.

예문

1. 奶奶不会用手机银行，每个月都去银行更新存折。
2. 他小心翼翼地把存折藏在抽屉最深处。
3. 现在年轻人基本不用存折了，都是手机上直接转账。

사용 가이드

맥락: banking, finance, everyday

어조: practical

올바른 표현

• 这是我的存折，帮我查一下余额。(This is my passbook; please check the balance for me.)
• 存折丢了要赶紧挂失。(If you lose your bankbook, report it lost immediately.)

피해야 할 표현

• 我用存折网购 (存折 is physical — for online purchases use 银行卡 or 手机支付)

기원과 역사

Compound of 存 (to deposit, save) + 折 (booklet, folded paper). Literally a 'deposit booklet.'

문화적 배경

시대: 1990s-2010s

세대: Older adults

사회적 배경: Universal