存折

• Pinyin: cún zhé
• Desglose de hanzi: 存 = 子 + 才 (deposit, save); 折 = 扌+ 斤 (fold, booklet)

Significado

Libreta bancaria.

A physical record of banking transactions, still used by older generations and in some rural areas despite digital banking. Contains account number, transaction history, and current balance. Being replaced by bank cards and mobile banking.

Ejemplos

1. 奶奶不会用手机银行，每个月都去银行更新存折。
2. 他小心翼翼地把存折藏在抽屉最深处。
3. 现在年轻人基本不用存折了，都是手机上直接转账。

Guía de uso

Contexto: banking, finance, everyday

Tono: practical

Correcto

• 这是我的存折，帮我查一下余额。(This is my passbook; please check the balance for me.)
• 存折丢了要赶紧挂失。(If you lose your bankbook, report it lost immediately.)

Incorrecto

• 我用存折网购 (存折 is physical — for online purchases use 银行卡 or 手机支付)

Origen e historia

Compound of 存 (to deposit, save) + 折 (booklet, folded paper). Literally a 'deposit booklet.'

Contexto cultural

Época: 1990s-2010s

Generación: Older adults

Contexto social: Universal