房地产

• Pinyin: fáng dì chǎn
• Hanzi breakdown: 房 = 户 + 方 (a dwelling with a door — a house); 地 = 土 + 也 (earth with a phonetic — land); 产 = 立 + 厂 (standing in a production space — assets/property)

Meaning

Real estate; property. Land, buildings, and related assets regarded as tangible investments or commercial commodities.

One of the most economically significant and socially sensitive topics in contemporary China. The sector has been central to GDP growth but also associated with speculative bubbles, housing affordability crises, and developer debt. Key collocations: 房地产市场、房地产开发商、房地产泡沫、房地产调控.

Examples

1. 过去二十年间，房地产一直是中国家庭财富积累的核心渠道，许多城市居民将大量储蓄投入房产，视其为抵御通胀的稳定资产。 Over the past twenty years, real estate has been the main channel for wealth accumulation for Chinese households; many urban residents invested large savings in property, seeing it as a stable asset against inflation.
2. 政府出台了一系列调控措施以遏制房地产市场的过热态势，包括提高二套房首付比例、限制非本地户籍人口购房资格等。 The government introduced a series of measures to curb overheating in the real estate market, including raising down payment requirements for second homes and restricting home-buying eligibility for non-local residents.
3. 随着国内主要房地产开发商相继暴露出巨额债务问题，市场信心受到严重冲击，多地新房成交量和地价均出现了明显下滑。 As major domestic real estate developers successively exposed massive debt problems, market confidence was hit hard, and both new-home transactions and land prices in many places fell noticeably.

Usage Guide

Context: economy, investment, policy, society

Tone: neutral

Do Say

• 受宏观调控政策影响，一线城市的房地产市场在过去两年内经历了明显降温，部分区域二手房价格累计下跌超过百分之二十。(Influenced by macroeconomic control policies, the real estate market in first-tier cities has undergone significant cooling over the past two years, with second-hand home prices in some areas cumulatively declining by more than 20%.)
• 该基金将旗下资产组合的百分之四十配置于优质商业房地产，以获取长期稳定的租金收益并对冲通货膨胀风险。(The fund allocated 40% of its portfolio to high-quality commercial real estate to obtain long-term stable rental income and hedge against inflation risk.)

Don't Say

• 房地产界 — this sounds informal and imprecise; use 房地产行业 or 房地产市场 depending on context

Origin & History

房 (building/house) + 地 (land) + 产 (property/assets) — buildings plus land constitute real estate assets

Cultural Context

Generation: All ages

Social background: Universal