退休金

• 병음: tuì xiū jīn
• 한자 분석: 退 = 辶 (walk) + 艮 (stop); 休 = 人 (person) + 木 (tree) — a person resting by a tree; 金 = pictograph of buried metal nuggets

뜻

퇴직연금(연금 수령액)

Refers to the monthly pension benefit (养老金) as well as any lump-sum retirement payment. A significant topic in Chinese society given the ageing population and ongoing pension reform debates. Colloquially, older people often refer to their 退休金 when discussing their financial security in retirement.

예문

1. 他工作了三十年，每月领取相当可观的退休金。
2. 退休金的高低直接影响老年人的生活质量。
3. 社保改革的目标之一是确保退休金按时足额发放。

사용 가이드

맥락: social, financial, elderly

어조: matter-of-fact

올바른 표현

• 她六十岁退休后每月领一笔退休金，生活无忧。(After she retired at sixty, she receives a monthly pension and has no financial worries.)
• 退休金不够维持生活，他只好再找了一份兼职。(The pension wasn't enough to cover living expenses, so he had to find a part-time job.)

피해야 할 표현

• 把退休金和工资混用 (退休金 is a pension after retirement; 工资 is a salary earned while working — they are distinct)

기원과 역사

Compound of 退休 (retire from work) + 金 (money, gold). Literally 'the money for retiring.'

문화적 배경

세대: Older adults

사회적 배경: Universal