支票

• 拼音: zhī piào
• 汉字拆解: 支 = 十 + 又 (branch out — disbursement); 票 = 西 + 示 (certificate/note)

含义

A cheque; a written order directing a bank to pay a specified sum from the drawer's account.

A financial instrument used in banking. Types include 现金支票 (cash cheque), 转账支票 (transfer cheque), and 空头支票 (bounced cheque, also used figuratively for empty promises). Usage declining with digital payments.

例句

1. 他签了一张支票，支付这笔大额采购款项。
2. 银行提醒客户注意防范支票诈骗的风险。
3. 政客竞选时常开空头支票，承诺难以兑现。

用法指南

语境: banking, finance, business

语气: neutral

正确说法

• 请在支票上签名并注明日期后再交给收款人。(Please sign the cheque and note the date before handing it to the payee.)
• 随着移动支付的普及，支票使用率大幅下降。(With the spread of mobile payments, cheque usage has dropped significantly.)

错误说法

• 我给你写一张支票作为生日礼物 — in casual contexts, this sounds overly formal; for everyday gifts, just say 给你转账 or 送你红包

起源与历史

支 (pay out/disburse) + 票 (note/certificate)

文化背景

世代: All ages

社会背景: Universal