偿还

Chinese HSK 7-9 Vocabulary Chinese ★★ 2/5 formal cháng huán
拼音 cháng huán
汉字拆解 偿 = 亻 (person) + 尝 (to taste/try, phonetic); 还 = 辶 (movement) + 不 (phonetic component)

含义

To repay; to pay back (a debt, loan, or obligation). Used for financial debts as well as metaphorical debts of gratitude.

Commonly used in financial and legal contexts for loan repayment. Can also be used figuratively to mean repaying a favor or fulfilling an obligation. More formal than 还 alone.

例句

  1. 他用了十年时间才把房贷全部偿还完毕。
  2. 公司承诺将在年底前偿还所有欠款。
  3. 我这辈子都没办法偿还你对我的恩情。

用法指南

语境: finance, legal, business

语气: neutral

正确说法

  • 银行要求借款人按时偿还本金和利息。(The bank requires borrowers to repay principal and interest on time.)
  • 他终于偿还了多年前欠下的债务。(He finally repaid the debt he owed from years ago.)

错误说法

  • 偿还我五块钱 (For small casual debts between friends, use 还我 instead — 偿还 sounds too formal)

起源与历史

Compound of 偿 (to repay, compensate) and 还 (to return). Both characters relate to returning something owed.

文化背景

世代: All ages

社会背景: Universal

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