creditor
Meaning: A person, company, or institution to whom money is owed by a debtor.
Creditor is fundamental to financial, legal, and commercial discourse in Britain. It appears in insolvency proceedings, where creditors may form a committee to oversee the administration of a bankrupt estate, and in everyday discussions of personal finance and debt management. The term encompasses banks, suppliers, HMRC, and any entity with a legitimate claim to payment. Common collocations include 'secured creditor', 'unsecured creditor', and 'preferential creditor'.
Examples
- The administrator wrote to all known creditors, inviting them to submit proof of their claims within twenty-eight days. 管理人致函所有已知债权人,邀请他们在二十八天内提交债权证明。El administrador escribió a todos los acreedores conocidos, invitándolos a presentar prueba de sus créditos en un plazo de veintiocho días.管財人は全ての既知の債権者に書簡を送り、28日以内に債権の証明を提出するよう求めた。관재인은 모든 알려진 채권자에게 서한을 보내, 28일 이내에 채권 증명을 제출하도록 요청했다.
- As a secured creditor, the bank held a charge over the company's property and was entitled to priority in any distribution of assets. 作为有担保债权人,该银行对公司财产拥有抵押权,并有权在任何资产分配中优先受偿。Como acreedor garantizado, el banco tenía una carga sobre la propiedad de la empresa y tenía derecho a prioridad en cualquier distribución de activos.担保付き債権者として、銀行は会社の不動産に対する担保権を持ち、資産分配において優先権を有していた。담보부 채권자로서, 은행은 회사의 부동산에 대한 담보권을 보유하고 있었으며 자산 분배에서 우선권을 가지고 있었다.
- Creditors of the collapsed retailer were told they could expect to recover no more than twelve pence in the pound. 该倒闭零售商的债权人被告知,他们最多只能收回每英镑十二便士。Se comunicó a los acreedores del comercio minorista quebrado que podían esperar recuperar un máximo de doce peniques por libra.経営破綻した小売業者の債権者たちは、1ポンド当たり最大12ペンスしか回収できない見込みであると告げられた。파산한 소매업체의 채권자들은 1파운드당 최대 12펜스밖에 회수할 수 없을 것이라는 통보를 받았다.
Pronunciation
Usage Guide
Context: finance, legal, business
Tone: neutral
Origin & History
From Latin creditor meaning 'one who trusts or lends,' from credere meaning 'to believe, to trust, to entrust.' The word entered English via Anglo-French in the 15th century.
Cultural Context
Era: Modern
Generation: All ages
Social background: Universal
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